The Home Buying Process
Whether you’re ready to buy a home or just exploring the possibilities, start with American United’s Step-by-Step guide to the home buying process. In addition to providing you with a roadmap for success, you will receive great home buying tips and ideas such as: Gaining Buyer’s Power, Shopping like a Cash Buyer, and How to Win in today’s Competitive Market!
Once you understand what is required of you and every other person who is involved in the transaction, you will have the confidence you need to begin your home buying journey…successfully!
In order to purchase a new home you will rely on the services provided by dozens of people – realtor, lender, attorney, title agent, inspector, appraiser and surveyor to name a few.
For this reason, selecting a team of knowledgeable and experienced professionals that have your best interest in mind is a critical first step in the home buying process.
However, experience shows us that failing to build a qualified home buying team is one of the top five reasons for a difficult or unsuccessful home purchase.
The question then becomes: Why are consumers skipping this important step in the process?
The Cause
– too often consumers fall in love with a particular home, or the idea of homeownership, and jump directly into the home buying process. In other words, most of their “team building” takes place after they locate a home instead of prior to their home search.
The Result
– building a home buying team “on the fly” tends to result in a poor selection of team members based more on cost and convenience then on qualifications and trust. In the end, this method often leads to a costly and delayed closing.
The Solution
– Take your time and select a home buying team that is right for you well before your home search. This will allow you the time needed to research and interview potential home buying professionals.
Remember, not all realtors, lenders and real estate attorneys are the same.
Make sure you assemble a team that is right for you!!
An American United Lending Partner
Do you know the difference between a loan officer and a Lending Partner? American United provides you with more than a loan officer or customer representative who knows the basics of processing a loan and quoting interest rates. We’ll leave that to the online lenders. Instead, American United’s Lending Partners are experts in their field. In addition to providing you with the support and guidance you need to make informed decisions, our Lending Partners will “quarterback” your home buying team from start to finish – making sure your purchase moves along as efficiently and effectively as possible.