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BUYING
A HOME

  • Compare our loan options
  • Find out what you can afford
  • Getting started -
    Step by step process
  • Contact a home buying expert

REFINANCING
A HOME

  • Reduce your interest rate.
  • Reduce your mortgage term - pay off your loan faster.
  • "Cashing Out" on your equity.

BUYING YOUR
FIRST HOME

Whether you're ready to buy a home or just exploring the possibilities, start with American United's "step by step" guide to the home buying process.

RENOVATING
A HOME

  • The FHA 203k
  • The FNMA Home Remodeler
  • Exploring your Options
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TODAY'S FEATURED RATES

Rates as of 12/17/2014

LOAN PROGRAM RATE POINTS APR*
30 Year Fixed 3.75% -0- points 3.789%
20 Year Fixed 3.625% -0- points 3.678%
15 Year Fixed 2.99% -0- points 3.007%
5/1 ARM 2.625% -0- points 2.698%
10/1 ARM 3.375% -0- points 3.377%
30 Year Fixed – FHA 3.50% -0- points 4.257%

*Click here for additional rate options and APR assumptions.

 

Why Choose Us

  • The wholesale rate advantage

    American United is a wholesale Mortgage Banker, not a loan broker. As such, we partner with some of the largest banking and financial institutions across the nation. This wholesale banking relationship allows us to provide our retail clients with the most competitive rates the industry has to offer. In short, providing a great low rate is the easiest part of our work day.
    Find Out More
  • Looking for a realtor

    Over the years, we’ve worked with hundreds of realtors throughout New Jersey. Many were skilled and caring professionals that will work countless hours with your best interest in mind. We’ve also encountered a few that we would not recommend. To help our clients narrow their search, we have compiled a list of our favorites - Realtors that we trust to have our client’s best interest in mind. Simply tell us what you’re looking for and we’ll email over the contact information of the realtors that specialize in your home buying area. It’s a great way, at no cost or obligation, to start your home search.
    Find a Realtor
  • Testimonials

    "I spoke to several of my friends who recently refinanced and they couldn't believe how quickly you were able to turn this loan around especially in this market. I can't thank you enough for your excellent work along with your right on track recommendations."
    - Amy & Earl Bethards, Montclair