Planning to Get Married in New Jersey? Say “I DO” to Homeownership

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Wedding planners will tell you, to have a successful wedding it’s important to begin the planning process months in advance of your special day. Preparing for the next phase of your life together – Homeownership – is not much different. In fact, home buying experts suggest that...

Five Steps to a Successful FHA 203(k) Rehab loan

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You just located a home in a great neighborhood but it’s in desperate need of renovation and modernization.  Your contractor estimates about $100,000 in upgrades in order to make this the ideal home for you.  But since you have barely enough funds to cover the down payment, how...
Harp

Home Affordable Refinance Program (HARP)

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If you’re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP). After the real estate crash, many New...

The Myth About Mortgage “Pre-Approvals”

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It’s early Saturday morning and Tom and Susan are celebrating. You see, their real estate agent just called to let them know that the seller accepted their offer. Tom and Susan were finally about to become homeowners. Their realtor indicated that the seller decided to accept...