Home Affordable Refinance Program (HARP)

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If you’re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP). After the real estate crash, many New...

The Myth About Mortgage “Pre-Approvals”

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It’s early Saturday morning and Tom and Susan are celebrating. You see, their real estate agent just called to let them know that the seller accepted their offer. Tom and Susan were finally about to become homeowners. Their realtor indicated that the seller decided to accept...