Buying and Selling your Home at the Same Time

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The Buy / Sell Buying and Selling your Home When you are in the market for a new home, you may find yourself in the situation where you are both buying a new home and selling your existing home at the same time. To some, this task can be overwhelming …and at times, risky. Here...

Getting Married? Say “I Do” to Homeownership

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Wedding planners will tell you, to have a successful wedding it’s important to begin the planning process months in advance of your special day. Preparing for the next phase of your life together – Homeownership – is not much different. In fact, home buying experts suggest that...

2 Little-Known Credit Score Killers

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 2 Little-Known Credit Score Killers….to avoid! Having a high credit score can save you a great deal of money when it comes to interest on things like mortgage loans, auto loans, lines of credit, …and even insurance premiums. Many consumers are aware of the common factors...

Tired of Bidding Wars? Bypass your competition by turning that “fixer upper” into your dream home with renovation financing.

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  Home buyers often look for homes that have been upgraded. Realtors prefer to show their clients properties that have good curb appeal.  This combination often leads to multiple offers on the same home – aka “bidding wars”. In today’s competitive real estate market, bidding...

Hybrid Mortgages Gain Again in Popularity

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Hybrid Mortgages Gain Again in Popularity As mortgage rates continue to climb, many home buyers and homeowners are looking for alternative ways to keep their interest payments as low as possible. Re-enter the Hybrid Mortgage – a fixed/ adjustable rate combination loan that was...

Using Alimony to Qualify for Home Financing

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For families in transition, divorce often leaves one of the former spouses seeking a new place to live. It may also mean the task of buying-out their ex-spouse’s interest if they would like to remain in their current home and that home is jointly owned. If you find yourself...

How to Finance your Home Remodeling Project

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Today’s housing market is a challenging one, with low inventory, higher prices, and lots of competition. This combination has more homeowners considering a home remodel instead of a move. Here are three common ways to finance your next home remodel;   Home Equity Line of...

Keeping Your Home in a Divorce

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If I am the one to receive the home in the settlement, can I afford to maintain my home and mortgage? The answer to this question will take some thought and planning. Most likely your household income will be decreasing, so it’s important that you are aware of what your expenses...

Waiting to purchase a home could prove costly for home buyers

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While 2017 watched home prices increase throughout most of New Jersey (up 8.1% in Union County), home buyers caught a break as mortgage rates increased far less than anticipated – hovering near historical lows for most of the year before climbing to just under 4% by year end....

Divorce and Your Home

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Can I keep my house – what are my options? During the time of separation or divorce, there are many questions you might be asking with regard to your current home and credit. Let’s explore some of the more common ones. If I am the one to receive the home in the settlement,...