4 Tips to Conquer Buying and Selling a Home at the Same Time

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One of the biggest challenges of moving is figuring out how to buy and sell a home at the same time. The problem arises when you already own a home, but want to buy a new home to move into. You can’t ever be sure of the exact date when your existing home will sell, and you don’t...

Howdy, Neighbor! 3 Steps To Choosing The Best Neighborhood

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Now that you have the power of a Full Loan Approval in hand, the next step is to choose the best neighborhood to set down roots. For this step, your Realtor® can be a valued resource. When you use American United’s Find a Realtor® tool, you can select a Realtor® who is an expert...

Why Full Loan Review Is Important When Purchasing A Home

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As a first time home buyer in New Jersey, obtaining mortgage approval should be the first step in your search. Prequalified or pre approval may lead you to believe you are on the road to the home of your dreams, however, these terms are misleading. Having pre approval or pre...
Building Your Home Buying Team: 6 Steps To Success

Building Your Home Buying Team: 6 Steps To Success

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Completing a successful home purchase takes a series of steps that includes the gathering of “people resources.” You can’t do it alone. Others will automatically need to become involved in your home buying, so it makes sense to take a proactive approach since it’s best to start...
4 Proven Ways To Boost Your Credit And Buy A Home

4 Proven Ways To Boost Your Credit And Buy A Home

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Whether you’re seeking a mortgage for a new home purchase or looking to get a construction loan, your credit score plays a large part in your plans. The higher your credit score, the better off you’ll be; a high credit score can get you better financing terms and lower interest...

Looking for a Better Mortgage Rate? Improve your Score

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Your credit report and credit scores are a major part of your mortgage application.  In fact, they help determine the rate of interest you pay on your loan.  And since the rate of interest drives your monthly payment, managing your credit report so it produces a high score is...

Planning to Get Married in New Jersey? Say “I DO” to Homeownership

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Wedding planners will tell you, to have a successful wedding it’s important to begin the planning process months in advance of your special day. Preparing for the next phase of your life together – Homeownership – is not much different. In fact, home buying experts suggest that...

Five Steps to a Successful FHA 203(k) Rehab loan

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You just located a home in a great neighborhood but it’s in desperate need of renovation and modernization.  Your contractor estimates about $100,000 in upgrades in order to make this the ideal home for you.  But since you have barely enough funds to cover the down payment, how...
Harp

Home Affordable Refinance Program (HARP)

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If you’re not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP). After the real estate crash, many New...

The Myth About Mortgage “Pre-Approvals”

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It’s early Saturday morning and Tom and Susan are celebrating. You see, their real estate agent just called to let them know that the seller accepted their offer. Tom and Susan were finally about to become homeowners. Their realtor indicated that the seller decided to accept...